Free tool
PSLF Readiness Check
Walk through the main Public Service Loan Forgiveness requirements. Each area is marked Appears Consistent, Needs Verification, or Potential Issue to Review. This never decides official eligibility — only your servicer and the Department of Education can.
Who this is for
- Attorneys, physicians, PTs, pharmacists and other professionals in government or nonprofit roles
- Anyone unsure whether their loans, employer or plan line up with PSLF
- Borrowers who haven't certified employment recently
Frequently asked questions
Does this tell me if I qualify for PSLF?
No. It highlights which areas look consistent with the program's main requirements and which are worth verifying. Official eligibility is decided by your servicer and the Department of Education.
Where do I find my loan types and payment count?
Your studentaid.gov account lists each federal loan's type, and the PSLF Help Tool tracks certified employment and qualifying payments.
What if I have FFEL or Perkins loans?
Those generally need to be consolidated into a Direct Consolidation Loan to count. The timing and effects are worth reviewing before acting.
Is my information stored?
Only if you choose to save it to your Client Portal or start a Free Consultation.
More tools in the Resource Center.